NRI Accounts · NRE / NRO / PIS

Invest in India,
from anywhere.

Open an NRI Demat & trading account and access Indian equities, mutual funds, IPOs and F&O — backed by a dedicated NRI desk that knows your needs.

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Dedicated NRI support · Repatriable & non-repatriable · 30+ years of trust
Invest back home
From the Gulf, US, UK, Singapore & beyond
NRE
Repatriable investing
NRO
Indian-income investing
PIS
Portfolio Investment Scheme
1:1
Dedicated NRI support
Account types

The right account for your status.

We help you choose and open the correct account based on your residency and repatriation needs.

NRE Account

Invest with funds from abroad on a repatriable basis — principal and gains can be transferred back overseas.

NRO Account

Invest your India-sourced income (rent, dividends, pension) on a non-repatriable basis, within limits.

PIS / Non-PIS

We guide you through the Portfolio Investment Scheme routing required for NRI equity investments.

Why NRIs choose Navia

Three decades of trust,
one dedicated desk.

Our clients consistently highlight the support they receive — especially NRIs managing investments across time zones. You get a knowledgeable team and a platform that just works.

  • Dedicated NRI relationship support
  • Equity, mutual funds, IPOs & F&O access
  • Guided NRE / NRO / PIS account setup
  • Manage everything online, from any country
Talk to the NRI desk
★★★★★

"Unparalleled support for NRI clients like myself. The team gives an immeasurable helping hand with investments. Excellent service, as always."

GJ
Gokul Jayanth
Oman / Middle East
Getting started

Documents you'll need.

Identity & status

Passport, visa / work permit or OCI/PIO card, and overseas address proof.

PAN card

Your Indian PAN is required for all market investments.

NRE / NRO bank account

An NRE or NRO savings account to fund your investments.

Photograph & signature

A recent photo and signature for account documentation.

Exact requirements may vary by country of residence and account type. Our NRI desk will share a precise checklist for your case.

Frequently asked

NRI investing, explained.

Any Non-Resident Indian (NRI), Person of Indian Origin (PIO) or Overseas Citizen of India (OCI) can open an NRI Demat and trading account with Navia to invest in Indian markets.

An NRE account is funded from abroad and is fully repatriable, so the principal and gains can be transferred overseas. An NRO account is for India-sourced income and is non-repatriable beyond regulated limits. Navia's NRI desk helps you choose the right one.

Yes. NRIs can trade in derivatives on a non-repatriable basis using NRO funds, subject to a custodial arrangement and SEBI regulations. Navia's NRI desk guides you through the setup.

An NRI typically needs a passport, a visa or OCI/PIO card, overseas address proof, an Indian PAN, an NRE or NRO bank account, and a photograph and signature. Exact requirements vary by country of residence and account type.

Yes. NRIs can invest in Indian mutual funds and apply to IPOs through their Navia NRI account, in line with applicable regulations.

Yes. Once your NRI account is active, you can invest and manage your portfolio entirely online from any country, with support from Navia's dedicated NRI desk.

From the Navia blog

NRI insights & guides.

The latest articles for Non-Resident Indians — accounts, taxation and investing from abroad.

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Invest in India, wherever you are.

Leave your number and our NRI desk will help you open the right account.