₹0 delivery and intraday brokerage — and zero brokerage across F&O, commodities, mutual funds, IPOs & ETFs. No account-opening fee, no AMC, no subscription. You only pay the statutory charges that every broker must collect.
Brokerage is ₹0. Below is exactly what you pay — the statutory charges every broker collects, and our handful of operational charges.
| Charge | Navia | Discount brokers | Full-service |
|---|---|---|---|
| Account opening | ₹0 | ₹200 – ₹300 | ₹0 – ₹975 |
| Demat AMC (yearly) | ₹0 | ₹300 | ₹500 – ₹750 |
| Equity delivery | ₹0 | ₹0 – ₹20 | Up to 0.55% |
| Equity intraday | ₹0 | ₹10 – ₹20 | Up to 0.19% |
| F&O (per order) | ₹0 | ₹10 – ₹20 | Up to 0.05% |
| Commodity | ₹0 | ₹10 – ₹20 | Up to 0.05% |
| DP charges (per sell) | 0.03% · min ₹30 / max ₹300 | ₹13 – ₹18 + 0.04% | 0.04% |
| Call & Trade | ₹50 + GST | ₹20 – ₹50 | ₹24 – ₹50 |
| MTF interest (p.a.) | from 14.99% | ~18% | ~20% |
Competitor figures are indicative ranges for comparison only and vary by broker and plan. Statutory charges apply equally to all brokers.
| Charge | Equity Delivery | Equity Intraday | Equity Futures | Equity Options | Commodity |
|---|---|---|---|---|---|
| STT / CTT | 0.1%buy & sell | 0.025%sell side | 0.02%sell side | 0.1%on premium, sell | 0.01% Fut / 0.05% Optsell side (CTT) |
| Exchange txn charges | 0.00297% | 0.00297% | 0.00173% | 0.03503%on premium | 0.0021% Fut / 0.0418% Opt |
| SEBI turnover fee | 0.0001% (₹10 per crore) on all segments, buy & sell | ||||
| GST | 18% on (brokerage + exchange txn charges + SEBI fee + clearing charges) | ||||
| Stamp duty | 0.015%buy side | 0.003%buy side | 0.002%buy side | 0.003%buy side | 0.002%buy side |
Statutory charges are set by the Government, SEBI and the exchanges (NSE / BSE / MCX) and are identical across all brokers. Rates shown are current indicative values and are subject to change by the respective authority.
| Charge | Navia | Details |
|---|---|---|
| Account opening | ₹0 | Free, fully online eKYC. |
| Demat AMC | ₹0 | No annual maintenance charge, for life. |
| Brokerage | ₹0 | Equity, F&O, commodity, MF, IPO & ETF (self-directed). |
| DP charges | ₹30 | Per scrip on the sell side, when debiting from demat (NSDL/CDSL + Navia). |
| Clearing charges | Futures 0.0016% · Options 0.03% | Options on premium turnover; cleared through our clearing member, Orbis Financial Services. |
| Call & Trade / Auto square-off | ₹50 + GST | Per order placed by the dealer or auto-squared off. |
| Payment gateway | UPI free | Net-banking transfer ₹6 + GST per transaction. |
| Fund withdrawal | ₹0 | Free, instant withdrawals in under 10 seconds. |
| Pledge / unpledge | As applicable | Depository (CDSL/NSDL) charge per scrip per request. |
Clients serviced by a dedicated Relationship Manager pay applicable brokerage as per their plan. All charges are exclusive of statutory taxes unless stated.
Refer friends, earn nCoins, and use them to offset the statutory & operational charges above — 1 nCoin ≈ ₹1.
Brokerage is ₹0. These statutory & operational charges are set by regulators and exchanges, and apply across all brokers.
A tax levied by the government when transacting on the exchanges. Charged on both buy and sell for equity delivery, and only on the sell side for intraday and F&O. Rates are set by the government.
Charged by NSE / BSE / MCX on the turnover of your trades. These are set by the exchanges and passed through at actuals.
18% Goods & Services Tax, applicable on brokerage (₹0 at Navia) plus exchange transaction charges and SEBI turnover fees.
A nominal fee charged by SEBI on the total turnover, applicable to all market participants.
Charged on buy-side transactions as per the Indian Stamp Act, at rates notified by the government for each instrument. View the detailed stamp charges →
DP (Depository Participant) charges are 0.03% of the transaction value, subject to a minimum of ₹30 and a maximum of ₹300 per transaction, debited when you sell holdings from demat. NDU (No-Debit / pledge hold) charges under the tariff are 0.05% of the value of securities on creation of a hold, subject to a minimum of ₹50. Other one-off depository charges apply for activities like dematerialisation, pledging and failed transactions. View the complete list of depository charges →
Navia charges ₹0 brokerage — for life — on equity delivery, equity intraday, futures & options, commodities, ETFs and IPOs, and 0% commission on direct mutual funds. There is no brokerage on self-directed trades. Clients who opt for dedicated Relationship Manager (RM) services pay applicable brokerage as per their plan.
Yes. Account opening is free and there is no annual maintenance charge (AMC) on your demat account — for life. There are no subscription or platform fees either.
You pay (a) government & statutory charges that every broker collects — STT/CTT, exchange transaction charges, SEBI turnover fees, GST (18%) and stamp duty; and (b) a few operational charges — a ₹30 DP charge per scrip when you sell from demat, clearing charges on derivatives (via our clearing partner Orbis Financial Services), and ₹50 + GST for Call & Trade. See the Statutory and Other charges tabs above for the full list.
Yes. Statutory charges — STT/CTT, exchange transaction charges, SEBI turnover fees, GST and stamp duty — are set by the Government, SEBI and the exchanges. They are identical regardless of which broker you use, and no broker can waive them.
The DP (Depository Participant) charge is 0.03% of the transaction value, subject to a minimum of ₹30 and a maximum of ₹300 per transaction, and applies only when you sell shares from your demat account. It is not charged on buy transactions or on intraday trades. View all depository charges →
No. Fund withdrawals are completely free, and with Insta Funds your money reaches your bank account in under 10 seconds, any time of day.
Navia's Margin Trading Facility offers up to 3× buying power on 1000+ stocks, with interest starting from 14.99% per annum — among the lowest in the industry. Interest is charged only on the funded amount.
No. The Navia All-in-1 app and the web platform are free to use — there are no subscription, software or platform fees. Advanced tools like Insta Options, basket orders and dual login are included at no cost.
Your eKYC and Aadhaar OTP e-Sign take about 5 minutes, entirely online. Once your documents are verified and e-Signed, your account is activated within 24 hours if you are KRA-compliant (48–72 hours otherwise).
Yes. You can explore the web app as a guest — charts, watchlists and the order window — with no signup required.