Mutual Funds · Direct

Direct funds.
0% commission.

Invest in direct mutual fund plans at zero commission. Start SIPs, track your portfolio, and keep more of your returns — all in the same app.

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0% commission · Direct plans · SIP from ₹100
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0%
commission on direct mutual funds
0%
Commission
₹100
Start a SIP from
Direct
Higher returns
1
Unified portfolio
Why Navia for mutual funds

Keep more of your returns.

Direct plans

Zero commission means higher long-term returns.

SIP from ₹100

Automate investing with small, regular SIPs.

One portfolio

Track funds alongside stocks and ETFs.

Goal tracking

Plan and track funds against your goals.

Direct vs regular

Why direct plans win.

Regular plans pay a yearly commission to distributors, quietly reducing your returns. Direct plans cut that out — and over years of compounding, the difference is significant.

  • 0% commission on direct plans
  • Start, pause or step-up SIPs anytime
  • Track all funds in one dashboard
  • Same login as stocks, F&O & ETFs
Open free account See pricing
9:41● ● ●
SIPs · ₹15,000/mo
Parag Parikh Flexi▲ 18.2%
Nippon Small Cap▲ 24.1%
HDFC Balanced Adv▲ 12.4%
UTI Nifty Index▲ 14.0%
Powerful tools

Everything for fund investors.

Fund explorer

Filter and compare funds by returns, risk and rating.

Flexible SIPs

Start, pause, step-up or stop SIPs in a tap.

Portfolio insights

See allocation, XIRR and goal progress.

Frequently asked

Mutual funds, explained.

Navia offers direct mutual fund plans at 0% commission. Direct plans carry lower expense ratios than regular plans, which translates into higher returns over the long term.

You can start a Systematic Investment Plan (SIP) on Navia from as little as ₹100, and pause, step-up or stop it at any time.

No. Navia charges 0% commission on direct mutual funds. There are no brokerage or distribution fees on your mutual fund investments.

Navia gives you access to 2500+ direct mutual fund schemes across equity, debt, hybrid and index categories, all in one app.

Yes. Your mutual funds, stocks, ETFs and other investments appear together in one unified portfolio view on Navia, with allocation and returns at a glance.

A SIP invests a fixed amount at regular intervals to average your purchase cost over time, while a lumpsum invests a larger amount at once. Navia supports both for direct mutual funds.

From the Navia blog

Mutual fund insights.

The latest guides on SIPs, fund selection and building wealth with mutual funds.

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Invest in direct mutual funds.

0% commission, SIP from ₹100, free account.